Mortgage Checklist

Here’s Our Checklist Of Documentation We May Need From You For Your Home Purchase Or Refinance.

This list may seem extensive but we’re turning your dreams into a reality!

  • Valid photo identification
  • Bank/asset statements for the last two months on all checking, savings, stock, mutual funds, IRA, or other liquid assets you would like on your loan application
  • Pay stubs for the last 30 days
  • W-2 forms for the past two years
  • Federal tax returns for the past two years, including all schedules
  • If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules. Provide all K-1’s to prove ownership interest in any entity.
  • For other real estate owned, we need loan information, monthly payment, and any rent collected
  • Home owners insurance contact info
  • Landlord/mortgage company information for past two years
  • Certificate of Eligibility and DD-214 or Statement of Service, if applying for a VA loan
  • Bankruptcy or property short-sale/foreclosure information
  • A copy of the settlement statement if you sold property in the last three months
  • Child support payment info, copy of divorce decree and/or separation agreement, if applicable
  • A copy of the signed real estate contract, if you’ve already made an offer on a home
  • Resident alien card, front and back, if applicable

For Refinancing Your Home, Some Additional Information May Be Needed:

  • Current mortgage statement for property you want to refinance
  • Current second mortgage or equity line statement for property you want to refinance
  • Estimated value of your home
  • Recent annual Homeowners insurance policy statement for the property you want to refinance

Pursuant to Federal law, a lender shall not require a borrower to provide such documentation prior to issuing a Loan Estimate. However, you may voluntarily provide documentation to us for consideration. Your loan officer can provide you with a list of documents that are helpful to a lender when pre-qualifying a borrower.

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NMLS #648637

Equal Housing Lender

*Disclaimer: The information provided by this site cannot be guaranteed in regards to your individual financial position by Loren Doman with Summit Funding. All examples are hypothetical for illustrative purposes only. For the most accurate and personalized results, we encourage you to seek advice from one of our qualified financial professionals.

Contact Us

851 N Hickory Ave
Meridian, ID. 83642